Archive | Uncategorized RSS for this section

Spring Car Buying Season Tips


April through August are consistently among the most popular months for purchasing new cars and trucks, according to a news release by the National Automobile Dealers Association (NADA). With an average of 7.6 million new cars and trucks purchased during this time period each year,

When you consider maintenance, insurance, and gasoline, your vehicle-related expenses end up being one of the largest chunks of your budget — and many of those expenses change as the vehicle gets older, it’s vitally important to determine how much car  you can afford.:

  • Develop a monthly budget. If you haven’t done this already, now is the time to track the income you’re bringing in, and the expenses you have going out.
  • Examine your existing automobile expenses. From your budget, break out the following expenses:
    • Monthly payment
    • Insurance
    • Monthly gasoline expenses
    • Average maintenance expenses
    • Property taxes (if applicable)
  • Determine your down payment. If your goal is to lower your monthly payment, a good way to do this is to put more money down in the beginning.
  • Shop around for competitive financing. Research various financing options, including dealerships, banks, credit unions and financing companies. In this competitive market, you will be given a good opportunity to find an option that works well for you.
  • Estimate a monthly payment for your new car or truck.
  • Compare all expenses between your existing vehicle, and the one you’re considering.

Source: Road & Track



Gas Saving Tips



We all want to save money and with gas prices rising and rising we need to find ways to keep our cars more efficient. Here are some tips for drive more efficiently.

1. Drive Sensibly

Aggressive driving (speeding, rapid acceleration and braking) wastes gas. It can lower your gas mileage by 33 percent at highway speeds and by 5 percent around town. Sensible driving is also safer for you and others, so you may save more than gas money.

2. Observe the speed limit

While each vehicle reaches its optimal fuel economy at a different speed (or range of speeds), gas mileage usually decreases rapidly at speeds above 50 mph.

You can assume that each 5 mph you drive over 50 mph is like paying an additional $0.26 per gallon for gas.

Observing the speed limit is also safer.

3. Remove excess weight

Avoid keeping unnecessary items in your vehicle, especially heavy ones. An extra 100 pounds in your vehicle could reduce your MPG by up to 2 percent. The reduction is based on the percentage of extra weight relative to the vehicle’s weight and affects smaller vehicles more than larger ones.

4. Avoid excessive idling

Idling can use a quarter to a half gallon of fuel per hour, depending on engine size and air conditioner (AC) use. Turn off your engine when your vehicle is parked. It only takes a few seconds worth of fuel to restart your vehicle. Turning your engine on and off excessively, however, may increase starter wear.

5. Use cruise control

Using cruise control on the highway helps you maintain a constant speed and, in most cases, will save gas.

4. Use overdrive Gears

When you use overdrive gearing, your car’s engine speed goes down. This saves gas and reduces engine wear.